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The amount of reimbursement varies according to the treatment and your personal circumstances but, for example, most people can claim up to 75 percent of the cost for a normal doctor's consultation or minor treatment.For hospital stays, you pay a fixed amount for accommodation; medical fees are paid directly by the insurer.You can take out extra insurance to cover amounts not refunded.
Note: you may not be able to qualify for reimbursement for six months after joining a unless you are able to provide proof that you have paid social security contributions in your home country.
To find out more about social security in Belgium, see Expatica's guide to social security in Belgium and Belgian health insurance.
Doctors, dentists and medical specialists in Belgium Most doctors and dentists in Belgium work within the state health insurance scheme () while some combine this with private work or work entirely in the private sector.
You can choose your own general practitioner, and can also see a medical specialist without a referral but it will be cheaper if you do so through your GP/family doctor.
10 comments If you're living and working in Belgium, you will typically be covered by the Belgian healthcare system if you carry out the proper registrations.